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The Gift Plan is a fixed monthly or fortnightly savings plan with minimum saving sums of $50.00. This Plan offers a return of 2% on savings for a period of twelve months –  January to December. On maturity (December) the sum saved may be transferred to Shares for a 2:1 Loan Consideration only on the sum deposited.  Account should not be broken before 3 months have elapsed.

Last modified on Saturday, 27 July 2013 08:34

The Sou Sou Plan is a facility which offers members a secured medium to save for a planned activity or goal with minimum deposits of $100.00.  The Plan offers a return of 2% on savings for a period of ten months –  January to October.  On maturity (October) the sum saved may be transferred to Shares for a 2:1 Loan Consideration only on the sum deposited.  If account is broken before six (6) months, no interest is paid.

Last modified on Monday, 29 July 2013 13:15

The Christmas Plan is a flexible savings plan - minimum monthly deposits of $50.00.  This Plan offers a return of 2% on savings for a period of eleven months –  January to November.  On maturity (November) the sum saved may be transferred to Shares for a 2:1 Loan Consideration only on the sum deposited.  If account is broken before six (6) months, no interest is paid.

Last modified on Saturday, 27 July 2013 08:34

The Deposit Savings Account is a savings account. Funds placed in this account are available to members who wish to access cash at any time. Interest of 2% is accumulated quarterly on this account.

Last modified on Saturday, 27 July 2013 08:34

A person becomes a member of AGRICOLA CREDIT UNION through the purchase of shares ($5.00 per share). Members are required to purchase at least one share each month to maintain active financial status. Benefits include:

  • The use of Share Savings as collateral for loans
  • Annual dividends are payable on shareholdings on rates of interest as determined at Annual General Meetings
  • Shares are insured with CUNA Caribbean Insurance Society Limited to a maximum of $85,000.00 at no cost to the member (a death benefit).
Last modified on Saturday, 27 July 2013 08:34